How to Get Your Life Insurance License in Arkansas
Last reviewed 2026-08-02 · Verify details with the Arkansas Insurance Department
Life insurance agents in Arkansas are licensed by the Arkansas Insurance Department under the Insurance Producer License (Life line of authority). Here's the whole process — education, exam, and application — in plain English.
Arkansas life license at a glance
The process, step by step
- 1Complete the 20 hours of state-approved pre-licensing education for the life line. Online self-paced courses count in Arkansas.
- 2Schedule and pass the Arkansas life insurance exam with PSI. Budget 1–2 weeks of study; the exam covers policy types, riders, underwriting basics, and Arkansas insurance law.
- 3Complete fingerprinting and the background check — schedule this early, since processing can add days to your timeline.
- 4Submit your license application (Complete 20-hour pre-licensing course, submit application and Arkansas State Police fingerprint background check, then receive PSI authorization to test and pass the exam within 90 days) and pay the fee. Most approvals come through within days.
- 5Get appointed with carriers through your upline or IMO, and set up your sales stack — leads, dialer, and CRM — so you can start writing business immediately.
Good to know: Arkansas reverses the usual order: the application and fingerprint background check are completed before the exam, after which PSI issues an authorization to test valid for 90 days.
Step 6: set yourself up to actually sell
Most new Arkansas agents fail from a lack of at-bats, not knowledge. InsuraCentral gives you the dialer, AI underwriting help, and compliant texting that veteran producers use — free for 14 days.
Start 14-Day Free TrialFrequently Asked Questions
Does Arkansas require pre-licensing education for a life insurance license?
Yes. Arkansas requires 20 hours of approved pre-licensing education for the life line before you can sit the exam.
Who administers the Arkansas life insurance exam?
The Arkansas licensing exam is administered by PSI. You schedule directly with them after meeting any education requirements, and testing is available at physical centers and often via online proctoring.
How often do I renew a Arkansas insurance license?
Arkansas licenses renew every 2 years. You'll need 24 hours of continuing education per renewal cycle.
Can I sell insurance in other states with a Arkansas license?
Your Arkansas license covers Arkansas residents. To sell in other states you apply for non-resident licenses — usually a fast, exam-free application through NIPR once you hold a resident license in good standing. Many telesales agents license in 10+ states this way.
Other states
Sources: insurance.arkansas.gov · nipr.com
Licensing requirements, fees, and providers change. This guide is informational only and was last reviewed on the date shown above — always confirm current requirements with the state insurance regulator before enrolling in courses or scheduling an exam.