How to Get Your Life Insurance License in Colorado
Last reviewed 2026-08-02 · Verify details with the Colorado Division of Insurance
Life insurance agents in Colorado are licensed by the Colorado Division of Insurance under the Insurance Producer License (Life line of authority). Here's the whole process — education, exam, and application — in plain English.
Colorado life license at a glance
The process, step by step
- 1Complete the 50 hours of state-approved pre-licensing education for the life line. Online self-paced courses count in Colorado.
- 2Schedule and pass the Colorado life insurance exam with Pearson VUE. Budget 1–2 weeks of study; the exam covers policy types, riders, underwriting basics, and Colorado insurance law.
- 3Complete any background disclosure questions on your application honestly — undisclosed history is the #1 cause of application denials.
- 4Submit your license application (Complete 50-hour pre-licensing course, pass the Pearson VUE exam, then apply online via NIPR or Sircon) and pay the fee. Most approvals come through within days.
- 5Get appointed with carriers through your upline or IMO, and set up your sales stack — leads, dialer, and CRM — so you can start writing business immediately.
Good to know: Colorado's 50 hours per line is among the highest pre-licensing requirements in the country, it offers no combined Life & Health exam, and no fingerprinting is required.
Step 6: set yourself up to actually sell
Most new Colorado agents fail from a lack of at-bats, not knowledge. InsuraCentral gives you the dialer, AI underwriting help, and compliant texting that veteran producers use — free for 14 days.
Start 14-Day Free TrialFrequently Asked Questions
Does Colorado require pre-licensing education for a life insurance license?
Yes. Colorado requires 50 hours of approved pre-licensing education for the life line before you can sit the exam.
Who administers the Colorado life insurance exam?
The Colorado licensing exam is administered by Pearson VUE. You schedule directly with them after meeting any education requirements, and testing is available at physical centers and often via online proctoring.
How often do I renew a Colorado insurance license?
Colorado licenses renew every 2 years. You'll need 24 hours of continuing education per renewal cycle.
Can I sell insurance in other states with a Colorado license?
Your Colorado license covers Colorado residents. To sell in other states you apply for non-resident licenses — usually a fast, exam-free application through NIPR once you hold a resident license in good standing. Many telesales agents license in 10+ states this way.
Other states
Sources: doi.colorado.gov · www.pearsonvue.com
Licensing requirements, fees, and providers change. This guide is informational only and was last reviewed on the date shown above — always confirm current requirements with the state insurance regulator before enrolling in courses or scheduling an exam.