How to Get Your Life Insurance License in Oregon
Last reviewed 2026-08-02 · Verify details with the Oregon Division of Financial Regulation
Life insurance agents in Oregon are licensed by the Oregon Division of Financial Regulation under the Resident Insurance Producer License (Life line). Here's the whole process — education, exam, and application — in plain English.
Oregon life license at a glance
The process, step by step
- 1Complete the 20 hours of state-approved pre-licensing education for the life line. Online self-paced courses count in Oregon.
- 2Schedule and pass the Oregon life insurance exam with PSI. Budget 1–2 weeks of study; the exam covers policy types, riders, underwriting basics, and Oregon insurance law.
- 3Complete fingerprinting and the background check — schedule this early, since processing can add days to your timeline.
- 4Submit your license application (Complete 20 hours of pre-license training, pass the PSI exam, get fingerprinted at a PSI test center or Fieldprint location, then apply online via NIPR) and pay the fee. Most approvals come through within days.
- 5Get appointed with carriers through your upline or IMO, and set up your sales stack — leads, dialer, and CRM — so you can start writing business immediately.
Good to know: All lines of authority sit on one license in Oregon; CE must include 3 hours of ethics and 3 hours on Oregon statutes and administrative rules.
Step 6: set yourself up to actually sell
Most new Oregon agents fail from a lack of at-bats, not knowledge. InsuraCentral gives you the dialer, AI underwriting help, and compliant texting that veteran producers use — free for 14 days.
Start 14-Day Free TrialFrequently Asked Questions
Does Oregon require pre-licensing education for a life insurance license?
Yes. Oregon requires 20 hours of approved pre-licensing education for the life line before you can sit the exam.
Who administers the Oregon life insurance exam?
The Oregon licensing exam is administered by PSI. You schedule directly with them after meeting any education requirements, and testing is available at physical centers and often via online proctoring.
How often do I renew a Oregon insurance license?
Oregon licenses renew every 2 years. You'll need 24 hours of continuing education per renewal cycle.
Can I sell insurance in other states with a Oregon license?
Your Oregon license covers Oregon residents. To sell in other states you apply for non-resident licenses — usually a fast, exam-free application through NIPR once you hold a resident license in good standing. Many telesales agents license in 10+ states this way.
Other states
Sources: dfr.oregon.gov · dfr.oregon.gov
Licensing requirements, fees, and providers change. This guide is informational only and was last reviewed on the date shown above — always confirm current requirements with the state insurance regulator before enrolling in courses or scheduling an exam.