# New York Insurance License Requirements

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How to get a life insurance producer license in New York.

## Requirements at a glance

- **Regulator:** New York State Department of Financial Services (https://www.dfs.ny.gov/)
- **License:** Insurance Agent License (Life line)
- **Pre-licensing education:** required — 20 hours
- **Exam provider:** PSI
- **Fingerprints / background check:** required
- **Renewal:** every 2 year(s)
- **Continuing education:** 15 hours per renewal period

## How to apply

Pass the PSI exam, then apply online through the NY DFS portal (license must be applied for within 2 years of passing the exam)

## Notes

20 hours of DFS-approved pre-licensing for life-only (40 hours for combined life, accident and health); CE must include insurance law, ethics, and diversity/inclusion instruction.

_Reviewed: 2026-08-02_

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