How to Get Your Life Insurance License in New Hampshire
Last reviewed 2026-08-02 · Verify details with the New Hampshire Insurance Department
Life insurance agents in New Hampshire are licensed by the New Hampshire Insurance Department under the Insurance Producer License (Life line of authority). Here's the whole process — education, exam, and application — in plain English.
New Hampshire life license at a glance
The process, step by step
- 1Study for the exam. New Hampshire doesn't mandate pre-licensing education for the life line, but a structured prep course dramatically improves first-attempt pass rates.
- 2Schedule and pass the New Hampshire life insurance exam with PSI. Budget 1–2 weeks of study; the exam covers policy types, riders, underwriting basics, and New Hampshire insurance law.
- 3Complete any background disclosure questions on your application honestly — undisclosed history is the #1 cause of application denials.
- 4Submit your license application (Online via NIPR after passing the exam) and pay the fee. Most approvals come through within days.
- 5Get appointed with carriers through your upline or IMO, and set up your sales stack — leads, dialer, and CRM — so you can start writing business immediately.
Good to know: PSI replaced Prometric as exam vendor effective July 1, 2025; CE must include a minimum of 3 hours of approved ethics courses.
Step 6: set yourself up to actually sell
Most new New Hampshire agents fail from a lack of at-bats, not knowledge. InsuraCentral gives you the dialer, AI underwriting help, and compliant texting that veteran producers use — free for 14 days.
Start 14-Day Free TrialFrequently Asked Questions
Does New Hampshire require pre-licensing education for a life insurance license?
No — New Hampshire does not mandate pre-licensing education for the life line, though most candidates still take a prep course, since exam pass rates are much higher with structured study.
Who administers the New Hampshire life insurance exam?
The New Hampshire licensing exam is administered by PSI. You schedule directly with them after meeting any education requirements, and testing is available at physical centers and often via online proctoring.
How often do I renew a New Hampshire insurance license?
New Hampshire licenses renew every 2 years. You'll need 24 hours of continuing education per renewal cycle.
Can I sell insurance in other states with a New Hampshire license?
Your New Hampshire license covers New Hampshire residents. To sell in other states you apply for non-resident licenses — usually a fast, exam-free application through NIPR once you hold a resident license in good standing. Many telesales agents license in 10+ states this way.
Other states
Sources: www.insurance.nh.gov · www.insurance.nh.gov
Licensing requirements, fees, and providers change. This guide is informational only and was last reviewed on the date shown above — always confirm current requirements with the state insurance regulator before enrolling in courses or scheduling an exam.