# Michigan Insurance License Requirements

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How to get a life insurance producer license in Michigan.

## Requirements at a glance

- **Regulator:** Michigan Department of Insurance and Financial Services (DIFS) (https://www.michigan.gov/difs)
- **License:** Insurance Producer License (Life line of authority)
- **Pre-licensing education:** required — 20 hours
- **Exam provider:** PSI
- **Fingerprints / background check:** not required
- **Renewal:** every null year(s)
- **Continuing education:** 24 hours per renewal period

## How to apply

Online via NIPR after completing pre-licensing education and passing the exam

## Notes

Resident producer licenses are perpetual as long as the 24-hour CE requirement (including 3 hours of ethics) is met every 2 years; pre-licensing certificates are valid for 12 months.

_Reviewed: 2026-08-02_

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