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How to Get Your Life Insurance License in Indiana

Last reviewed 2026-08-02 · Verify details with the Indiana Department of Insurance

Life insurance agents in Indiana are licensed by the Indiana Department of Insurance under the Insurance Producer License (Life line). Here's the whole process — education, exam, and application — in plain English.

Indiana life license at a glance

RegulatorIndiana Department of Insurance
Pre-licensing educationRequired — 20 hours
Exam providerPearson VUE
Fingerprints / background checkNot required
Apply viaNIPR or Sircon after passing the exam
Renewal cycleEvery 2 years
Continuing education24 hours per cycle
Official Indiana licensing page

The process, step by step

  1. 1Complete the 20 hours of state-approved pre-licensing education for the life line. Online self-paced courses count in Indiana.
  2. 2Schedule and pass the Indiana life insurance exam with Pearson VUE. Budget 1–2 weeks of study; the exam covers policy types, riders, underwriting basics, and Indiana insurance law.
  3. 3Complete any background disclosure questions on your application honestly — undisclosed history is the #1 cause of application denials.
  4. 4Submit your license application (NIPR or Sircon after passing the exam) and pay the fee. Most approvals come through within days.
  5. 5Get appointed with carriers through your upline or IMO, and set up your sales stack — leads, dialer, and CRM — so you can start writing business immediately.

Good to know: Life licensees must also complete a one-time 4-hour annuity course before selling annuity products, which counts toward the 24-hour CE requirement.

Step 6: set yourself up to actually sell

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Frequently Asked Questions

Does Indiana require pre-licensing education for a life insurance license?

Yes. Indiana requires 20 hours of approved pre-licensing education for the life line before you can sit the exam.

Who administers the Indiana life insurance exam?

The Indiana licensing exam is administered by Pearson VUE. You schedule directly with them after meeting any education requirements, and testing is available at physical centers and often via online proctoring.

How often do I renew a Indiana insurance license?

Indiana licenses renew every 2 years. You'll need 24 hours of continuing education per renewal cycle.

Can I sell insurance in other states with a Indiana license?

Your Indiana license covers Indiana residents. To sell in other states you apply for non-resident licenses — usually a fast, exam-free application through NIPR once you hold a resident license in good standing. Many telesales agents license in 10+ states this way.

Other states

Sources: www.in.gov · agentsync.io

Licensing requirements, fees, and providers change. This guide is informational only and was last reviewed on the date shown above — always confirm current requirements with the state insurance regulator before enrolling in courses or scheduling an exam.