How to Get Your Life Insurance License in Georgia
Last reviewed 2026-08-02 · Verify details with the Georgia Office of the Commissioner of Insurance and Safety Fire
Life insurance agents in Georgia are licensed by the Georgia Office of the Commissioner of Insurance and Safety Fire under the Insurance Agent License (Life line of authority). Here's the whole process — education, exam, and application — in plain English.
Georgia life license at a glance
The process, step by step
- 1Complete the 8 hours of state-approved pre-licensing education for the life line. Online self-paced courses count in Georgia.
- 2Schedule and pass the Georgia life insurance exam with Pearson VUE. Budget 1–2 weeks of study; the exam covers policy types, riders, underwriting basics, and Georgia insurance law.
- 3Complete fingerprinting and the background check — schedule this early, since processing can add days to your timeline.
- 4Submit your license application (Complete 8-hour pre-licensing course, pass the Pearson VUE exam, apply via NIPR, then complete IdentoGO fingerprinting (application must be submitted before fingerprint registration)) and pay the fee. Most approvals come through within days.
- 5Get appointed with carriers through your upline or IMO, and set up your sales stack — leads, dialer, and CRM — so you can start writing business immediately.
Good to know: Georgia cut its pre-licensing requirement from 20 to 8 hours per line effective June 24, 2025 (Rule 120-2-3-.08), and agents licensed 20+ years need only 20 CE hours per cycle.
Step 6: set yourself up to actually sell
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Start 14-Day Free TrialFrequently Asked Questions
Does Georgia require pre-licensing education for a life insurance license?
Yes. Georgia requires 8 hours of approved pre-licensing education for the life line before you can sit the exam.
Who administers the Georgia life insurance exam?
The Georgia licensing exam is administered by Pearson VUE. You schedule directly with them after meeting any education requirements, and testing is available at physical centers and often via online proctoring.
How often do I renew a Georgia insurance license?
Georgia licenses renew every 2 years. You'll need 24 hours of continuing education per renewal cycle.
Can I sell insurance in other states with a Georgia license?
Your Georgia license covers Georgia residents. To sell in other states you apply for non-resident licenses — usually a fast, exam-free application through NIPR once you hold a resident license in good standing. Many telesales agents license in 10+ states this way.
Other states
Sources: oci.georgia.gov · www.pearsonvue.com
Licensing requirements, fees, and providers change. This guide is informational only and was last reviewed on the date shown above — always confirm current requirements with the state insurance regulator before enrolling in courses or scheduling an exam.